:root{--navy:#0b3d5c;--deep:#072a40;--teal:#1fa4ad;--aqua:#3fc1c9;--sand:#f6fafb;--ink:#1b2a33;--mute:#5b6b75;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--sand)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}h2{font-size:clamp(1.5rem,4vw,2.1rem);color:var(--navy)}h3{font-size:1.1rem}
.top{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.95);backdrop-filter:blur(6px);border-bottom:1px solid #e3edf0}
.bar{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);text-decoration:none;font-size:1.05rem}
.logo b{color:var(--teal)}.mark{width:28px;height:28px;border-radius:7px;background:linear-gradient(180deg,var(--navy) 55%,var(--aqua) 55%)}
.btn{display:inline-block;background:var(--teal);color:#fff;font-weight:600;text-decoration:none;border:0;border-radius:999px;padding:14px 26px;font-size:1rem;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:#178b93;transform:translateY(-1px)}.btn:focus-visible{outline:3px solid #ffd166;outline-offset:2px}
.btn-sm{padding:8px 16px;font-size:.9rem}.btn-block{width:100%}.btn:disabled{opacity:.7;cursor:wait}
.hero{position:relative;background:linear-gradient(160deg,var(--deep),var(--navy) 60%,#11607a);color:#fff;padding:72px 0 120px}
.hero h1{font-size:clamp(2rem,6vw,3.3rem);max-width:16em}.lead{font-size:clamp(1.05rem,2.5vw,1.25rem);max-width:36em;color:#d6eef2;margin:0 0 28px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:var(--aqua);font-weight:600;margin:0 0 14px}
.waves{position:absolute;bottom:-1px;left:0;width:100%;height:70px}
.section{padding:56px 20px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border-radius:var(--r);padding:22px;box-shadow:0 2px 10px rgba(11,61,92,.06);border-top:4px solid var(--aqua)}
.card p{margin:0;color:var(--mute)}
.band{background:#fff}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));counter-reset:s}
.steps li{counter-increment:s;padding:20px;border-radius:var(--r);background:var(--sand)}
.steps li::before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:10px}
.steps p{margin:0;color:var(--mute)}
.formcard{max-width:680px;margin:0 auto;background:#fff;border-radius:18px;padding:28px 22px;box-shadow:0 8px 30px rgba(11,61,92,.1)}
form label{display:block;font-weight:600;font-size:.95rem;margin-bottom:14px}.opt{font-weight:400;color:var(--mute)}
input,textarea{display:block;width:100%;margin-top:6px;padding:12px 14px;font:inherit;border:1.5px solid #cfdde2;border-radius:10px;background:#fbfdfe}
input:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,164,173,.2)}
[aria-invalid=true]{border-color:#c0392b}
.row2{display:grid;gap:0 14px;grid-template-columns:1fr}@media(min-width:620px){.row2{grid-template-columns:1fr 1fr}}
.hp{position:absolute;left:-9999px}
.err{background:#fdecea;color:#8a1f13;padding:10px 14px;border-radius:10px;margin:0 0 14px}
.fine{font-size:.85rem;color:var(--mute);text-align:center;margin:12px 0 0}
.success{text-align:center;padding:20px 0}.success:focus{outline:none}
.tick{width:60px;height:60px;border-radius:50%;background:var(--teal);color:#fff;font-size:2rem;display:grid;place-items:center;margin:0 auto 14px}
details{background:var(--sand);border-radius:12px;padding:14px 18px;margin-bottom:10px}
summary{font-weight:600;cursor:pointer;color:var(--navy)}details p{margin:10px 0 0;color:var(--mute)}
.cta{text-align:center;padding-top:8px}
.foot{background:var(--deep);color:#b9d3db;padding:28px 0;font-size:.95rem}.foot .fine{text-align:left;color:#86a6b1}